Mortgage Northwest - Mortgages, Washington State Home Loans, Home Equity Loan, Refinancing in Olympia

You Can Own A Home with Zero Down Payment! Regardless of what other companies say. We even have programs to GIVE you your down payment!

You can buy a lovely home, in a great neighborhood, for zero or very low down payment, and enjoy monthly payments of less than rent.

We specialize in helping people who are currently renting to own their own lovely homes with super-low down payments and low monthly payments.

We started this Consumer Home Loan Service because banks and real estate agents tell many people that they need thousands or tens of thousands of dollars to buy a nice home these days. In fact, you may have talked with your bank or a real estate agent that told you that you need $10,000, $15,000 or even $25,000 to buy a home.

This just simply isn't true.

In reality, there are always at least five to ten types of home loans available for very low down payment, with low interest rates, and low monthly payments – often less than you would pay for rent!

Many people who can afford a home never get one. Other people who do get loans have to borrow or save thousands of extra dollars first, and pay high payments, all because they were never shown all the information on all the home loans truly available.

We are not a bank. We're home loan consultants. Our Home Loan Finder computers are linked to a vast network of national home mortgage companies who offer hundreds of low down payment and low interest rate home loans for homes in all areas and price ranges.

For example, right now we know of seven different home loan programs designed to help people with good credit and full time employment, purchase homes for very low down payments – often for as little as zero down payment.

We specialize in finding these home loans and making them available to consumers. We call this free service our Home Loan finder service. We put your wants and needs into the computer, and then the computers search through hundreds of low down payment and low interest rate home loan programs throughout the United States and finds the ones that best fit your needs and financial situation.

As you can well imagine, there's just too much to tell you about here, but it is easy for you to get more information. Just give Erick Anderson a call for a free mortgage consultation at 360-400-4040/800-741-5015.

Click here for a free report on 7 strategies for buying a house with no money down.

WE offer 0%-3%-5%-10% down home purchase loans at the best rates and terms available, and we also have:

ZERO DOWN PURCHASE LOANS

Can I really buy a house with No Money Down?
Yes. We have at least 4 different home loans that will allow you to buy a home with zero down payment. It is important to remember that no money down and zero down payment are not necessarily the same thing. No money down implies that you won't spend any money at all. Zero down payment implies that you will make no down payment. With all loans there are fees and closing costs - even with zero down payment loans. To actually get to no money down you must negotiate for someone else to pay the fees. There are many ways this can be accomplished. For a real life example call for details.

How is this different from the infomercials I see on TV?
The TV real estate gurus all teach many different ways to buy property with no money down. The trick in most cases is to find a seller willing to do the financing for you in some way, shape or form. All of the zero down payment programs that we have available are done through mortgage lenders and do not require that the seller carry any of the financing. This makes many more properties available to you for zero down payment.

When you say Zero Down Payment, does that cover all of my expenses?
Not necessarily. Zero down payment means that there is no down payment. However, there are usually closing costs involved in securing the loan. Our staff is expert at negotiating and orchestrating these zero down payment situations so that your closing costs are covered by another source. We have had clients actually come to the closing with no money at all - in fact, some have gotten money back!

How come nobody else will tell me about this stuff?
Knowing the details of special home loans requires a lot of research, experience and hard work. Most real estate agents and mortgage lenders either don't have the knowledge or specialize in other areas. Because our company operates By Referral Only® nearly 80% of our business comes from people who were referred to us by one of our clients. This allows us to dedicate our time to advising our clients on the many different ways to own a home and not spending our time trying to find new clients. Therefore, we have the time available to spend on these special programs.

I make a good income, but I don't have much cash, can I buy a house?
Yes. There are many different ways to buy a house with little or no money. We tell our clients that if they have $750 - $1000 available they can buy a house (assuming they are credit worthy). Sometimes it is even possible to get this money back at the closing of the sale, but there are expenses that you incur along the way.

I'm thinking of buying a house in a few years. How much money should I save in order to buy my first house?
The answer to this question really depends on your goals. Do you want to buy a house and live in it the rest of your life? Do you plan on living in the house for only a few years? Will your income increase or decrease in the future? The biggest challenge is that it is very difficult for most people to save for a 20% down payment in a short period of time. As time goes by and you are saving for your down payment home prices are probably going up. Interest rates may be going up as well. In actuality, it may cost you more to try to save a large down payment than it would to buy a house now using one of our special financing methods. We'd be happy to provide you with a free, no obligation consultation to discuss your situation.

Send us an email at home@mortgagenorthwest.com and we can arrange a convenient time to meet, or call us toll-free at 1-800-741-5015
Or (360-400-4040 in the Olympia area)

I'm currently renting an apartment. Can I buy a house for the same monthly payment as I'm paying now?
Quite often!

I've already found the house I want to buy. What should I do?
Send us an email and we'll walk you through the steps that you need to take in order to get financing for the house you want.

If you have further questions, ask the Home Buyer Expert – Erick Anderson

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